Auto, Motorcycle, & RV Loans
Smile: auto financing with us is simple.
Aurora Federal Credit Union offers financing on automobiles, motorcycles, RVs, ATVs, campers, motor homes, boats, and more.
Make auto shopping easy – get pre-approved! Our convenient pre-approval process saves you time and money because you’ll know your monthly payment and can skip the financing department at the dealership.
FREE Auto Buying Services!
Enjoy no haggle pricing for a more pleasant shopping experience. You can’t beat our competitive rates and a convenient approval process. With terms up to 84 months, and a variety of pay-back options, including payroll deduction, our flexible loans can fit any lifestyle.
GAP Insurance & Major
We offer GAP. Worried that your insurance settlement won’t cover your outstanding loan balance in the event of an accident? We offer GAP to protect you in case your loan is upside down.
Major Mechanical Protection that costs less than the dealer’s. Take advantage of an extended vehicle warranty without paying higher dealership prices. Major Mechanical Protection is available to cover mechanical repair. Packages can include roadside assistance and bumper-to-bumper coverage.
Smart Option Student Loan®
Study for your future, don’t stress about financing it.
For college expenses not covered by scholarships and federal loans, Aurora Federal Credit Union has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates.
Small Business Loans
Get what you need to grow your business.
Running a business is challenging. That’s why Aurora has formed a partnership with Centennial Lending – so we can offer small business owners the convenience and flexibility of commercial loans tailored to fit your business needs. We offer a wide variety of loans and lines-of-credit so you can match your loan payments to your company’s cash flow. From terms for real estate to lines-of-credit, loans for buildings, vehicles or equipment, your loan officer can walk you through your options and create a loan to fit your specific needs.
First Responder Loan
Get the tools you need to fulfill your calling.
First Responders in our community work tirelessly to serve the residents of Aurora, and we would like to offer a loan specific to their needs. Aurora’s Firefighters, Police Officers, and Paramedics/EMTs can apply for a loan up $15,000 to help with work-related gear and equipment, paramedic school, service weapons, or other related expenses. This loan will provide a low cost financing option. Applicants must have an AFCU debit card and be a recruit or employee in a first responder field of employment.
Build a future by building credit.
We offer loans that are secured by a deposit in a share certificate account. The funds in the share account are held as collateral and released as payments are due. These loans are a great way to help establish, build, or maintain credit.
Take care of what you need to when you need to.
If you face unexpected expenses or want to buy a big-ticket item quickly, apply for an unsecured loan. Personal signature loans are available up to $5,000 with a competitive, fixed interest rate and terms up to three years. See a Loan Officer for more details.
Borrow money on your terms, not a payday lender’s terms.
Need money fast? Our new Qwik Loan product offers you the flexibility to borrow up to $1,000 with terms of up to 6 months! Don’t get caught up in a never ending payday loan cycle, apply with Aurora Federal Credit Union today and borrow money on your own terms!
Visa Platinum Credit Card
Fund your next adventure with rewards points
Our low, fixed interest rate VISA Platinum credit card carries no annual fees and has many additional features including Travel Insurance Protection and personal concierge services. Take advantage of our free rewards program ScoreCard Rewards and you will earn points towards merchandise and travel.
We understand that sometimes you need protection from NSF fees. Obtain a convenient Overdraft Protection Line of Credit to give you peace of mind that your purchases are covered when your balance is not sufficient. Small monthly payments and a competitive interest rate make overdraft protection a convenient safety net.