Fixed Rate Second Mortgages
Variable Rate Line of Credit
- Fixed interest rate
- Up to 100% of recent appraisal minus First Mortgage (5-year term, $20,000 limit)
- Up to 90% of recent appraisal minus First Mortgage (Up to 15-year terms)
- May be
used for home improvements or any
other purpose! - Take advantage of tax benefits*
- Variable interest rate
- Up to
90% of recent appraisal minus First
Mortgage - Minimum loan of $2,000
- Can draw on loan for 8 years
- Payments based on a 10-year payback
- May be
used for home improvements or any
other purpose! - Take advantage of tax benefits*
Home Improvement Loan
Tax Saver Loans
- Fixed interest rate
- No equity in home necessary
- For permanent home improvements
- $17,500 maximum loan
- Up to 15-year terms
- Take advantage of tax benefits*
- Fixed interest rate
- New or used Auto Loans
- Terms up to 84 months
- Deed of
trust filed for the loan amount to provide
members with tax benefits*
Tax Benefits
