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| Membership Joining Fee |
$5.00 |
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Advantage Checking Accounts |
FREE |
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| Youth Acct (Superheroes Savings Club) |
$0.00 |
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Overdraft Courtesy Transfer |
FREE |
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Non-Sufficient Funds (personal acct) |
$27.00 |
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Non-Sufficient Funds (business acct) |
$27.00 |
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Non-Sufficient Funds Deposit (personal) |
$10.00 |
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| Fast Cash (first five a month/thereafter) |
FREE/$5.00 |
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Non-Sufficient Funds Deposit (business) |
$20.00 |
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| Western Union |
$20.00 |
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Stop Payment |
$27.00 |
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| Bank Wire (outgoing) |
$17.00 |
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Check Copy (personal) |
$2.00 |
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| Bank Wire (incoming) |
$7.00 |
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Check Copy (CU check) |
$5.00 |
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| Bank Wire (international) |
$35.00 |
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Check Orders |
Varies |
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Temporary Checks (first 10 free w/order) |
$.50 each |
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Account Reconcilation/Balancing |
$25.00/hr |
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Refinance |
Higher of 1% or $100.00 |
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| Colorado Auto Title and Filing |
$25.00 |
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| GAP Insurance |
$300.00 |
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Early Christmas Club Withdrawal (greater) Dividends/$25.00) |
| Tax Saver Loan Filing |
$80.00 |
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Early Certificate Withdrawal |
Varies on term |
| Uniform Commercial Code Filing |
$25.00 |
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Internet Banking |
FREE |
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| Coupon Book |
$10.00 |
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Telephone Teller |
FREE |
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| Subsequent Action (one per loan/addtl) |
FREE/$15.00 |
Account Closure (within six months) |
$10.00 |
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Bad Address/Postal Address Correction |
$5.00/mth |
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Mortgage and Equity Loans |
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Statement Copies (current qtr/prior qtr) |
$2.00/$10.00 |
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Garnishment Service |
$50.00 |
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| Refinance |
Higher of 1% or $100.00 |
Inactive Account (after one year) |
$5.00/mth |
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| Title Insurance |
Determined by Issuer |
Reopen Savings Account |
$10.00 |
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| Verification of Deposit |
FREE |
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Money Market Withdrawal (over three/mth) |
$15.00 |
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| Appraisal (if required) |
Cost |
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| Home Equity Fixed Filing |
$85.00 |
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| Home Equity Variable Filing |
$99.00 |
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VISA Debit Card |
FREE |
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Adjustment |
FREE |
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Research |
FREE |
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| VISA Credit Card |
FREE |
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Reissue PIN |
$1.00 |
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| Emergency Card |
up to $50.00 |
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ATM Withdraw (first 12 a month/thereafter) |
FREE/$2.00 |
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| Card Replacement |
$12.00 |
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Photocopy of Sales Draft |
$5.00 |
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| Account Reconcilation |
$10.00/hr |
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| Reissue PIN |
$1.00 |
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| Over Limit Fee |
$15.00 |
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| Photocopy of Sales Draft |
$5.00 |
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Annual Rent for Various Sizes |
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| Late Fee (over 10 days past due) |
$25.00 |
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5" x 5" |
$40.00 |
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3" x 10" |
$50.00 |
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5" x 10" |
$60.00 |
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3" x 5" |
$35.00 |
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| Single Credit Life (per $1,000 owed) |
$0.50 |
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Late Payment (over 30 days) |
$5.00 |
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| Joint Credit Life (per $1,000 owed) |
$0.80 |
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Drilling (abandoned box, etc) |
Cost |
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| Single Disability (per $1,000 owed) |
$2.00 |
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Lost Key |
$35.00 |
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| Joint Disability (per $1,000 owed) |
$3.30 |
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Traveler's Cheques |
1% of Total |
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| Notary Service (members only) |
FREE |
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Money Orders ($1,000 maximum) |
$1.00 |
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| U.S Savings Bonds |
Varies w/type |
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CU Draft (first two a month/thereafter) |
FREE/$2.00 |
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| Signature Guarantee (members only) |
FREE |
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Coin Counting ($100 to $199) |
$5.00 |
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| Overnight Document |
Higher of $20.00 or cost |
Coin Counting (per $100 over $199) |
$1.00 |
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| Account Research (one hour minimum) |
$25.00/hr |
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Cash Advance (non MFCU card) |
$15.00 |
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Cash Collection Check (non member) |
$10.00 |
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Online Bill Pay (over $1,000 avg balance) |
FREE |
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Online Bill Pay (less than $1,000 avg balance) |
$5.00/mth |
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Gift Cards |
$2.50 each |
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